iz

They have many policy to place to improve the financial individual knowledge & literacy and through education program (financial). Whenever manage individual personal finance have greater then financial knowledge and literacy, one have also need of a sense of self-assuredness in the personal ability. In this paper examines the significance self-efficacy in explaining their woman personal finance behavior, through the application of psychometric instrument. Using questionnaires which adopted that collected data from respondent one by one. The population in which data is collected is 150 individual female that are from education sector, banking sector and health sector. In this study use the SPSS software to entry and analysis the data for interpretation. Financial self-efficacy which have the strongest present of the type and number of financial products that which woman holds, our analysis is more financial self-efficacy- that have higher self-assuredness in financial capacities of management. The more important which include investment, personal loan and mortgage likely to debt- related products. Have many other factors that are used to measure and improve the individual finance behavior in future such as individual education and individual household income. Key Words: Financial Literacy, Financial Self-Efficacy, Investment, Personal Loan, Mortgage And Personal Finance Behavior.